Health Insurance for Healthy People

REDEFINING HEALTHCARE COVERAGE ONE PERSON, ONE FAMILY AND ONE BUSINESS AT A TIME

health insurance

Healthcare Coverage

Determining the optimal coverage, at the best price, is why we exist – And that’s just one of the ways we’re reinventing healthcare for individuals, families and groups.

dental coverage

Dental Coverage

We give you something to smile about by researching dental plans based on the specific needs for each individual, family or small businesses.

vision coverage

Vision Coverage

Our advisors will help you see clearly by providing plan options that meet your needs while saving individuals, families and small businesses from escalating costs.

life insurance

Life Insurance

Whole, Term, Universal & Return of Premium Life

annuity

Annuities

Fixed, Variable & Indexed Annuities

  • Individual Coverage
  • Family Coverage
  • Group Coverage
  • Corporate Group Coverage

Comprehensive Coverage

Comprehensive plans ensure individuals, families and small businesses get the best value from every dollar allocated to healthcare. And getting started is easy. Simply complete the brief form; then click submit. Our advisors will get to work immediately; all without cost or obligation. Plus there’s never any hidden fees or surprises buried in fine print.

Mature couple enjoying a day at the lake with kayaking

A Better Way to Get the Coverage You Need

HI4HP didn’t set out to change the world—just healthcare coverage. Someone had to fix the country’s broken, antiquated system before monthly premiums exceeded the cost of care. As the saying goes, you’re either part of the problem or part of the solution.

Welcome to HI4HP—the best way for healthy people to get the coverage they need and nothing more, except exceptional service and lower rates.

Insurance Carriers We Represent

We work with trusted insurance carriers across the country to provide a range of coverage options. This allows us to help you compare plans and find the solution that fits your needs and budget.

AIG | corebridge financial logo
Aetna logo
Allstate logo
Americo Logo
BlueCross BlueShield
Cigna logo
Guarantee Trust Life insurance logo
Illinois Mutual
United Healthcare Logo
Medical Mutual
Cigna logo
New Era logo
New Era logo
SGIC (Southern Guarantee Insurance Company based out of Clearwater, FL)
United Healthcare Logo

Nationwide Coverage. Personalized for You.

We help individuals and families across the country find coverage that fits their needs and budget—no matter where life takes you.

We Are Your Personal Healthcare Advisors

HI4HP is an independent service provider that is not tied to any insurance companies. That would defeat our reason for existence. Our loyalty is to our customers. Period. While we work with most carriers, we are not obligated in any way to recommend one provider over another. In fact, we will present you with a number of options based on your specific needs.

Our process is easy. Simply provide us with a little information so. wecan begin researching coverage options that meet your insurance needs and your budget.

Privacy note:

hi4hp.com is privately owned and operated by Shane Lackey. Invitations for applications for insurance on hi4hp.com are made through hi4hp.com are made through Shane Lackey only where licensed and appointed. Shane Lackey is licensed to sell insurance products in the following states: AL, AZ, AR, CO, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MI, MO, MS, MT, NE, NV, NC, OH, OK, PA, SC, SD, TX, UT, VA, WV, WI, WY. Submission of your information constitutes permission for an agent to contact you with additional information about the cost and coverage details of health and life plans. Possible options include, but are not limited to Major Medical Plans, Short Term Plans, Fixed Indemnity Plans, Term Life Insurance, Indexed Universal Life Insurance, and Supplemental Plan coverages. Descriptions are for informational purposes only and subject to change. Insurance plans may not be available in all states. By submitting my information, including my mobile devices, I hereby provide my consent to receive telemarketing calls and SMS text messages for marketing/solicitation purposes from or on behalf of HI4HP, LLC and Shane Lackey, using an automated telephone dialing system and/or an artificial pre-recorded voice at the telephone numbers(s) provided, including any mobile number(s). I understand that my consent may be revoked at any time. HI4HP, LLC and Shane Lackey are not affiliated with or endorsed by the United States government or the federal Medicare program. By using this site, you acknowledge that you have read and agree to the Privacy Policy and Terms of Service.

Meet Your Advisors

Shane Lackey

Shane Lackey

Regional Sales Vice President

With licenses in over 40 states, Shane brings a comprehensive understanding of healthcare regulations and options across the country. This expertise enables him to provide tailored solutions that meet the specific needs of my clients.

Alicia Lackey

Alicia Lackey

Group Employer Benefit Specialist

Specializing in employer-sponsored benefits through Globe Life, Alicia Lackey helps businesses provide valuable coverage options to their teams with straightforward guidance and personalized support.

Our Simple Four-Step Process 

Getting the right coverage doesn’t have to be complicated. Our simple, step-by-step process is designed to make things easy, transparent, and tailored to your needs from start to finish.

form

1. Complete a Brief Form

Provide your contact information, date of birth, zip code, and coverage type (individual, family, or group).

research

2. We Do Our Research

We immediately begin evaluating options that are directly aligned with your specific needs. Our research team diligently reviews insurance carriers, policies, premiums and every related nuance that is sometimes limited to fine-print.

3. We Present the Plans Best Suited for You

We review each recommended plan with you and discuss the advantages one plan has over another. We do our best to limit industry jargon so that you clearly understand our findings and recommendations.

4. Defining the Appropriate Actions

After reviewing all of the above we determine the appropriate action items. If you tell us to “take a hike,” then we start lacing up our boots – because our research and knowledge is offered to you without cost or obligation. Conversely, we work together to put your new policy into effect. We help with transitioning because the best approach may require reviewing a number of variables such as expiration dates of existing policies, refunds, etc. Regardless, we’re with you the entire time (assuming we’re not on a hike) doing what we do… Changing the Healthcare Insurance industry one person at a time.

Healthcare Insurance Reinvented

Helping people find better coverage is what we do. Here’s what that experience has been like for some of our clients.

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I can’t recommend Shane enough! He was very informative and educational for someone like me who doesn’t know anything about insurance. He worked very quickly to find a plan that works best for my family! I can’t thank him enough.

– Terri B.

HI4HP has some of the most genuine people that truly care about you and what makes the most sense for you health coverage needs. You’re not just another name on a piece of paper with them. They make sure that you end up in the best place possible for YOU, not just what makes them the most money. 10/10 recommend!

– Gerald G.

Shane is a great person and cares about your needs. He will walk you through all your options. I highly recommend him!

– Joseph A.

Healthcare Insurance for Healthy People did exactly what they said. They actually reduced my premiums, increased my coverage, and reduced my yearly Total-Out-Of-Pocket expense. They were knowledgeable, response and delivered on every commitment. They actually cared. Amazing!

– Miriam D.

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We reduce our client’s premiums by as much as 40% while finding better coverage plans

HI4HP believes in total transparency. While we are proud of the added benefis and savings we provide our customers, it is important to understand that we don’t cover everyone. We focus on extending coverage to responsible individuals that take care of themselves. Having ailments and pre-existing conditions does not necessarily mean you can’t get better coverage at reduced rates, However, getting better coverage and lower premiums makes us keep a keen eye on our entire client base.

We simply don’t feel healthy people should pay the same premiums as individuals that are likely to require more care. It’s a simple model that rewards individuals for maintaining their health while providing incentives for others to put their health a little further up on their priority list.

Need Additional Information?

Contact your Healthcare Advisor anytime with a simple click …

Looking for an Opportunity?

Contact us to get started with an insurance sales position.